When you see TV commercials for personal injury lawyers, they promise to get you the money you need to pay your medical bills and your living expenses while you are unable to work, but they are usually not specific about where the money will come from. Is there a lever inside the law firm that moves a conveyor belt directly from the Bureau of Printing and Engraving? What do personal injury lawyers know that all the personal finance experts on Tik Tok do not? The methods by which car accident lawyers help injured people get enough money to cover their accident-related medical bills do not make for especially good television; it has more to do with reading the fine print and knowing when to speak up and when to keep your mouth shut than with secrets or showmanship. In theory, anyone can do it, but personal injury lawyers do it much better because of their subject matter knowledge and professional experience. No two cases are alike, so the best person to advise you on the best course of action in your situation is a Houma car accident lawyer.
Car Accident Lawyers Can Help You Get a Fair Insurance Settlement
In a perfect world, your underinsured motorist insurance company or the at-fault driver’s insurance company would simply pay the amount listed on the repair shop invoices and medical bills you submitted with your claim. Unfortunately, though, insurance companies have an exceptional talent for passing the buck. If they can argue that something is another insurance company’s responsibility instead of theirs, they will. They will also look for excuses to make you assume responsibility for your medical bills. When you call the insurance company to file a claim, the charming claims adjuster asks for your permission to record the conversation and then proceeds to make small talk and shoot the breeze. Do not be fooled by that Southern charm, though. The insurance adjuster is trying to get you to talk about your pre-existing medical conditions or to contradict yourself.
The best way to avoid these traps is to have a lawyer talk to the insurance company on your behalf. If a claims adjuster wants to take a recorded statement, you should say that your lawyer will call them back. Most of the time, your lawyer can get the insurance company to pay enough to cover your accident-related medical bills and vehicle repairs. In other words, you can get the money you need without going to court. You only need to file a personal injury lawsuit if your injuries are so severe that your insurance policy limit is not enough to cover them.
Contact the Law Office of Patrick H. Yancey About Getting a Fair Insurance Settlement on Your Car Accident Claim
A car accident lawyer can help you get the money you need to cover your accident-related medical bills and vehicle repair expenses, usually without going to court. Contact the Law Office of Patrick H. Yancey in Houma, Louisiana, to set up a consultation about your case.