Once you get past a certain age, your age becomes a frequent topic of conversation, even if you would never be so tacky as to mention the specific number of years you have been on this earth. When you take out your reading glasses to read a restaurant menu, you reminisce about the old days, when you could read restaurant menus with the naked eye, and when you could order anything you wanted without having to worry about the digestive upset it might cause later on.
Furthermore, if you got caught up in a moment of legendary New Orleans generosity and spontaneously decided to pick up the check for the entire table, you had unlimited energy to pick up extra shifts at work until you paid off the credit card debt you incurred sharing your love of food with your friends. At least grumbling about old age with your peers is a source of consolation; you have something in common with each other, even if your bodies have turned against you. Don’t feel too relieved yet, though, because your old bones could make it difficult to get an adequate insurance settlement if you get injured in a car accident. If you are no spring chicken and you need help getting enough money to cover your car accident-related medical bills, contact a Houma car accident lawyer.
Insurance Claims Adjusters and Their Deceptive Ways
Your spouse and children don’t want to hear about your aches and pains, but people with extravert jobs are happy to engage. Supermarket cashiers, rideshare drivers on the far side of middle age, and, above all, insurance claims adjusters love to shoot the breeze about the aging body and its discontents. When you call the insurance company to report an accident, do not be surprised if the claims adjuster engages you in conversation for half an hour about topics apparently unrelated to your accident.
Remember that the call is being recorded. The claims adjuster is trying to get you to go on record and talk about your old injuries and your troublesome symptoms. Adjusters are also trying to distract you so that you will give inconsistent and contradictory statements about the accident and its resulting injuries. The purpose of all of this is to justify paying less on your claim than what you requested. The insurance company can use the recording as evidence that you gave inconsistent statements about the accident or that the medical bills arose from pre-existing health conditions and not from the recent accident. It is stinky of them to do this, of course, but it is technically legal, which is why you need a lawyer to help you get a fair settlement.
Contact the Law Office of Patrick H. Yancey About Personal Injury Cases
A personal injury lawyer can help you if you were injured in a car accident, even though you have pre-existing health conditions. Contact the Law Office of Patrick H. Yancey in Houma, Louisiana, to set up a consultation about your case.
Sources
https://www.farmers.com/learn/insurance-questions/how-to-file-a-car-insurance-claim/
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